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Discover How a Reverse Mortgage Can Help You Unlock Your Retirement Goals

You’ve worked hard to enjoy your retirement years and now your home is one of your biggest assets.  With a reverse mortgage, you can tap into your home’s equity and stop making mortgage payments.*  Learn more about the different kinds of reverse mortgage products and let us help you navigate the misconceptions.  We are here to provide you with the information so you can decide whether a reverse mortgage is right for you.  Thousands of homeowners nationwide are taking advantage of their home’s equity by taking out a reverse mortgage.  Discover how your home’s equity can help you unlock your retirement goals. 

Call today to speak with a reverse mortgage specialist!
(877) 434-4321
*Borrowers must continue to pay property taxes, HOA dues, Homeowner’s insurance, and home maintenance costs. 

reverse-mortgage

Reverse Mortgage
(HECM)

jumbo-loan

Jumbo Reverse Loan
Loans up to $4 million

 

refinance

Refinance
(HECM to HECM)

sell

Reverse Purchase

What are the benefits of a Reverse Mortgage?

Maintain Home Ownership
Retain your Title, Home Ownership, and the ability to live in your home. (You are still required to keep up insurance, property taxes, and maintenance of your home)

No Monthly Mortgage Payments Required
As long as you live in your home as your primary residence and continue to meet your obligations (pay property taxes, home owner’s insurance and maintain the property), no monthly mortgage payments are required.  As with any mortgage you must keep up with all loan obligations. 

Access Home Equity
Use cash proceeds to travel, payoff credit card debt, medical bills, improve your home, have extra cash, secure your retirement 

Federally Insured
The Home Equity Conversion Mortgage (HECM) is managed by the Department of Housing and Urban Affairs and is Federally insured.

Several Payment Options
Depending on the type of loan you choose, you can receive the loan money in the form of a lump sum, annuity, credit line, or some combination of all options. 

Keep Your Home. Lose Your Mortgage Payment.*

Eliminate monthly
mortgage payments

Consolidate
high-interest debt

Establish a standby
line of credit

Access income
tax-free cash**

*As with any mortgage, you must meet your borrower obligations throughout the life of the loan, including keeping current with property taxes, insurance and maintenance.
**Not tax advice. Consult with a tax professional.

You May Qualify For A Reverse Mortgage If:

• You are at least 62 Years of Age

• You Live in Your Home as Your Primary Residence 

• You Own Your Home Outright or have at least 50% equity

• The Home Meets minimum Property Standards set by The United States Department of Housing and Urban Development (HUD) 

• You are able to show the financial ability and willingness to meet your loan obligations, which include paying property taxes, insurance, and keeping up with your regular home maintenance and repairs.

• You complete the mandatory HUD reverse mortgage counseling course 

Call today to speak with a reverse mortgage specialist!
(877) 434-4321

Home Equity Line of Credit Challenge

Click and watch real people compare a traditional mortgage with a reverse mortgage line of credit.